Living in Wisconsin, you’re well aware of the unpredictable weather. One day it’s sunny and pleasant, the next you’re shoveling a foot of snow or avoiding hail the size of golf balls. This erratic weather significantly impacts your auto insurance rates.
Winter is a significant factor. Snow, ice, and slippery roads increase the likelihood of accidents, leading to more claims for insurance companies, which often results in higher premiums for everyone. Then there’s hail in the spring and summer. These storms can cause severe damage to your car’s body and windows, leading to more expensive claims.
Even heavy rain and flash flooding can pose problems. Water damage to your car is not cheap, and it’s not something basic liability coverage handles. That’s where comprehensive coverage comes in. It’s the part of your policy that protects your car from weather-related incidents, like hail, flood damage, and falling tree limbs during a storm.
At OnQuote Insurance in Wisconsin, we assist drivers in finding the right balance of protection without overpaying. If you’re unsure whether your current policy covers all that Mother Nature can throw at you, let’s discuss.
Some quick tips to protect your vehicle include parking in a garage or covered spot whenever possible, avoiding roads during severe storms, and ensuring your car is winter-ready with good tires, functioning brakes, and other necessary components.
Wisconsin weather won’t change, but your policy can. Contact OnQuote Insurance in Wisconsin, and we’ll help ensure you’re covered—rain, snow, or shine.