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OnQuote Insurance

PO Box 128
Chicago, IL 60047

OnQuote Insurance Blog

Home Insurance Policy Guide

OnQuote Insurance helps Illinois residents find coverage. We are an independent agency. This allows us to offer our clients flexible policies that align with their individual needs. We have relationships with multiple carriers throughout the state. Our policies are designed to evolve over time as our client’s needs change.

Home Insurance Policy Guide

Your Illinois residence is one of your most prized possessions. Home insurance helps you protect your asset against potential risks. The foundation of your home insurance policy is property damage coverage. The exterior and interior of your home are covered against potential damages. Perhaps an accident occurs, and your walls suffer damage. Maybe your roof is severely damaged due to the harsh Midwest winter conditions. Home insurance will protect you in these situations. If your home suffers serious damage, you can add coverage to protect you as you search for another place to stay until the necessary repairs are made. 

All of your important possessions inside your home are also covered if they suffer damage. You are also covered if you are the victim of a burglary and your possessions are stolen or vandalized. It’s a good idea to take inventory of your possessions as soon as you move into your home. This makes it easier for you to replace any damaged items. 

Liability coverage is also an important part of your policy. Liability coverage protects you if a guest is injured while they are visiting your property or if you accidentally injure your neighbor’s property. Liability coverage also covers any accidental property damage caused by your children.

OnQuote Insurance Will Help You Protect Your Assets

Visit our website to learn more information about home insurance.