Auto insurance is designed to meet a wide variety of situations, from traffic accidents to damage from poor weather conditions. As a driver, you’re required to carry auto liability insurance to drive in most states.
However, there are situations that may require more than just auto liability insurance as coverage. If you’re a driver that is hit by another car and they don’t have insurance, collision auto insurance pays for the damage that your car incurs. Auto insurance has coverage designed to suit different needs, situations, and circumstances.
Our OnQuote Insurance team is committed to helping Wisconsin drivers get the auto insurance they need to suit their unique situation.
What type of auto insurance covers damage from non-moving accidents?
Comprehensive auto insurance provides coverage for the repair or replacement of your car if it’s damaged as a result of a non-moving accident. This means that comprehensive coverage will pay for damage or replace your car if something happens to it that doesn’t involve a collision. For example, if your car is damaged as a result of flooding and/or your car is vandalized or stolen, comprehensive coverage will cover this. If a tree falls on your car and damages it or totals it, comprehensive coverage will pay for the repair or replacement of your car.
However, comprehensive coverage can apply to more situations as well. Fire, theft, inclement weather, flooding, as well as other situations are examples of what comprehensive auto insurance covers.
Looking for Insurance in Wisconsin?
If you have questions about auto insurance, we can answer them. Call us at OnQuote Insurance. We’d be happy to help you explore your options.